http://www.stjohnsinv.com/new-blog daily 0.75 2016-09-26 http://www.stjohnsinv.com/new-album daily 0.75 2016-09-26 http://www.stjohnsinv.com/new-gallery daily 0.75 2016-09-26 https://images.squarespace-cdn.com/content/v1/552e600ce4b0befb87698180/1474925319557-5UMPOHMQ5MO1HMP6ICWW/3Q16+SJIM_Page_1.jpg New Gallery - 3rd Quarter Commentary The first half of 2016 has not, as usual, turned out as most pundits envisioned. Most notable, the Federal Reserve has remained on the sidelines and interest rates, widely viewed as too low as the year began, have traded lower throughout 2016. Due to the highly unexpected results out of the United Kingdom’s referendum to leave the European Union, interest rates reached record lows at the end of 2q16. https://images.squarespace-cdn.com/content/v1/552e600ce4b0befb87698180/1474925319557-5UMPOHMQ5MO1HMP6ICWW/3Q16+SJIM_Page_1.jpg New Gallery - 3rd Quarter Commentary The first half of 2016 has not, as usual, turned out as most pundits envisioned. Most notable, the Federal Reserve has remained on the sidelines and interest rates, widely viewed as too low as the year began, have traded lower throughout 2016. Due to the highly unexpected results out of the United Kingdom’s referendum to leave the European Union, interest rates reached record lows at the end of 2q16. https://images.squarespace-cdn.com/content/v1/552e600ce4b0befb87698180/1474920415630-W047C2LNBKJQX60CVH2Y/3Q16+SJIM_Page_1.jpg New Gallery https://images.squarespace-cdn.com/content/v1/552e600ce4b0befb87698180/1474920629977-T9VRSCAFJAU7ACMX2W21/3Q16+SJIM_Page_1.jpg New Gallery - 3rd Quarter Commentary The first half of 2016 has not, as usual, turned out as most pundits envisioned. Most notable, the Federal Reserve has remained on the sidelines and interest rates, widely viewed as too low as the year began, have traded lower throughout 2016. Due to the highly unexpected results out of the United Kingdom’s referendum to leave the European Union, interest rates reached record lows at the end of 2q16. https://images.squarespace-cdn.com/content/v1/552e600ce4b0befb87698180/1474920460717-1ZHATISPH5A82WZZRY4U/3Q16+SJIM_Page_2.jpg New Gallery - BREXIT - Long-term problem or short-term blip? The first half of 2016 has not, as usual, turned out as most pundits envisioned. Most notable, the Federal Reserve has remained on the sidelines and interest rates, widely viewed as too low as the year began, have traded lower throughout 2016. Due to the highly unexpected results out of the United Kingdom’s referendum to leave the European Union, interest rates reached record lows at the end of 2q16. http://www.stjohnsinv.com/contact-us daily 0.75 2025-09-10 http://www.stjohnsinv.com/-home daily 1.0 2025-09-10 https://images.squarespace-cdn.com/content/v1/552e600ce4b0befb87698180/1431528604676-XPSYBVIDI80H010Y3U97/image-asset.jpeg Home http://www.stjohnsinv.com/about-us daily 0.75 2025-09-10 https://images.squarespace-cdn.com/content/v1/552e600ce4b0befb87698180/1615388773668-CDC29VMVVS0FDMK4573B/IMG_1914_Facetune_14-01-2021-01-02-15.jpg About Melanie M. Magners, CFP®: Director of Portfolio Management Melanie serves as Member and Director of Portfolio Management at St. Johns Investment Management Company, LLC. As Director of Portfolio Management, she oversees the entire portfolio management process for St. Johns. She is responsible for portfolio management, and client financial planning needs. It is her goal to build and maintain lifelong client relationships through consistent, thoughtful service and communication. She is working to continue adding the education and skills that will benefit our clients. Prior to joining the team of St. Johns in 2006, she served as a Finance Officer at Everest University, and as a Registered Representative at Charles Schwab & Co., Inc. Melanie holds a BBA from Jacksonville University, as well as the Certified Financial Planner designation. https://images.squarespace-cdn.com/content/v1/552e600ce4b0befb87698180/1615388825670-ZJP3G7OH07TXXZQK4M4W/IMG_1941_Facetune_13-01-2021-15-02-52.jpg About Stephanie Price, IACCP®: Compliance Officer Mrs. Price serves as the Compliance Officer of St. Johns Investment Management Company, LLC. She provides support to the firm’s portfolio managers as well as being responsible for the firm’s bookkeeping, inventory, and general accounting. Prior to joining St. Johns in February 2016, Stephanie held the role of Senior Accountant with the University of North Florida’s Controller’s Office. She earned a B.A. in Accounting from Flagler College in 2008 and a Master of Accountancy (MAcc) in 2009 from the University of North Florida. Mrs. Price currently holds the Series 65 designation. Stephanie has achieved the IACCP designation. https://images.squarespace-cdn.com/content/v1/552e600ce4b0befb87698180/bb11ba98-00c3-4f02-a083-33e2a8a9ac13/Christian.jpg About Christian Wolanski, Operations Specialist Mr. Wolanski serves as an operations specialist at St. Johns Investment Management Company, LLC. He supports the firm’s portfolio managers as well as the compliance officer in bookkeeping, inventory, and general accounting. Prior to joining St. Johns in August of 2024, Christian was a lead electrical technician at Electric Boat, General Dynamics. He is currently a senior at Florida State College at Jacksonville, scheduled to graduate in early 2026. Prior to working as a contractor electrician, Christian served in the U.S. Navy for six years as a cryogenic technician aboard CVN72 Abraham Lincoln. https://images.squarespace-cdn.com/content/v1/552e600ce4b0befb87698180/1615388579885-PGNDCQXZBM4JZWGK279R/IMG_1931_Facetune_13-01-2021-14-56-59.jpg About David W. Price, CFA: Chief Executive Officer David serves as Chief Executive Officer, Chief Investment Officer, and Managing Member of St Johns Investment Management Company, LLC and is responsible for overseeing the firm’s investment process and security selection. David has over 45 years of industry experience. His prior experience includes tenure at BBVA Wealth Solutions, Barnett Bank and Trusco Capital Management. A CFA Charterholder since 1982, Mr. Price earned his BBA from the University of Georgia and his MS in Industrial Management from the Georgia Institute of Technology. David also serves on the Fellowship of Christian Athletes Golf Ministry Legacy Advisory Board. https://images.squarespace-cdn.com/content/v1/552e600ce4b0befb87698180/1615388723042-E87LN54KX96NIFOI9HVI/IMG_1923_Facetune_13-01-2021-14-59-14.jpg About Andrew Price, IACCP®: Chief Compliance Officer Since 2015, Andrew has served as Chief Compliance Officer of St Johns Investment Management Company, LLC. A founding member, Andrew is responsible for overseeing the firm’s compliance, operational, and technological activities. Since joining the firm in 2005, Andrew has a series of positions, including Trader and Operations Specialist, giving him a unique perspective on the operational control and infrastructure of a registered investment advisor. Previously, Andrew held the role of Senior Investment Analyst and Vice President at St. Johns Investment Management Company/BBVA Wealth Solutions, Inc. Since transitioning into Compliance in 2014, Andrew has led the firm through SEC examinations and the everchanging landscape of SEC changes. From portfolio analytics and investment operations to compliance challenges, Andrew brings a wealth of knowledge and experience to St. Johns. He earned a BA from Flagler College in 2006 as well as a BA in Economics and MBA from the University of North Florida in 2007 and 2008, respectively. Andrew achieved the IACCP designation in March of 2016. Andrew also serves on the Fellowship of Christian Athletes Golf Ministry Leadership Advisory Board. https://images.squarespace-cdn.com/content/v1/552e600ce4b0befb87698180/1431528680017-R8OCE7UXXDZLWVZD5TOY/image-asset.jpeg About http://www.stjohnsinv.com/-strategy daily 0.75 2015-04-15 https://images.squarespace-cdn.com/content/v1/552e600ce4b0befb87698180/1431528737126-6DIFS7BVPS3E1OOUDLP6/image-asset.jpeg Strategy http://www.stjohnsinv.com/new-page daily 0.75 2016-09-26 http://www.stjohnsinv.com/new-page-1 daily 0.75 2016-09-26 http://www.stjohnsinv.com/new-products daily 0.75 2016-09-26